Attention, Money!

1. If you still have 100 DM at home, don't touch them, you might live off them all next year (exchange them for bills of lower denomination).

2. If you have over 1,000 DM, do not deposit them in any bank, the risk is too high.

3. If you have over 10,000 DM, don't buy a car or new furniture. Don't invest the money in a cafe or store--customers are an increasingly rare sight, but there is no shortage of tax officials. What you could buy is arable land or a specialised workshop.

4. If you have more money, a lot of gold and valuable jewellry--don't keep it at home or in a shelter. If a knife is held at your throat, you will have to reveal your hiding place. A safe in a bank is the least risky, but it is not safe either, because maniacs, who might lock up bank premises for ``anti-inflationary'' reasons, may come to power.

5. If you don't need the money to survive, invest it in your children's education, abroad if possible. Knowledge may be worth something here tomorrow, but one never can tell.

6. If you are an ordinary citizen without money, living off your salary, don't hesitate to spend all your dinars. Force all members of your family of age to open up charge accounts (which can be opened if you have a transfer account) and spend your money ahead of time, i.e., before you have earned it.

7. Do not have any illusions that this government will secure at least food through ``rationed supplies.'' Invest everything you've got in supplies of food that cannot spoil.

8. If you have relatives or friends in the country, whom you have not visited for decades and whose children you refused to put up during their schooling--try and make up.

9. If you have already begun selling your ``family silver,'' do it fast. Try to immediately sell your valuable assets--while the customers still have some money and before you give your whole cabin in the country for one piece of bacon.

10. Find an electrician among your friends and neighbours and consult him about self-protection measures, should your electricity be cut off.

11. Definitely abandon the ``it won't come to that'' hopes and try to prevent what you fear most from happening.

12. If you have a weapon, don't take it out of the house, because you might not be able to restrain yourself. It is another matter if you are forced to defend your home with a gun in your hand pointed against those who had made bad investments in the present preparatory period.